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Deposit Rates

Effective December 10, 2024 to December 16, 2024

Rates

Term

Minimum BalanceCompoundingEarly Withdrawal PenaltyRateAPY
NOW Checking  $250  Monthly  N/A 0.03% 0.03%
Tri-Checking  $1,000  Monthly  N/A 0.05% 0.05%
Statement Savings  $10  Quarterly N/A  0.05% 0.05%
Education Savings $10  Quarterly  **** 0.25% 0.25%
91 Days

$2,500

At maturity 31 days interest 0.75% 0.75%
6 Month $2,500 At maturity 3 months interest 4.25% 4.30%

1 Year *

$500 Semi-annually 3 months interest 3.75%

3.79%

18 Month* $500 Quarterly 6 months interest 2.50% 2.52%
2 Year* $500 Semi-annually 6 months interest 1.75% 1.76%
30 Month* $500 Quarterly 6 months interest 2.50% 2.52%
3 Year (Step Up)**  $500 Semi-annually  6 months interest  2.20% 2.21%
60 Month*  $500  Semi-annually 6 months interest  2.25% 2.26%
60 Month (No Penalty)***  $500  Semi-annually 6 months interest 0.75% 0.75%
10 Year*  $500 Semi-annually  6 months interest  1.50% 1.51%
  • *IRAs available in these terms. Minimum initial deposit for an IRA is $50.00.
  • **You may request for the interest rate to be increased to the current market rate one (1) time during the 3-year period. "Step Up" feature not available for IRAs.
  • ***One withdrawal without penalty after initial 7 days. After first withdrawal, penalty applies.
  • ****6 months interest + $25.00 service fee prior to presentation of high school diploma.
  • APY denotes annual percentage yield
  • Fees may reduce earnings

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