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Deposit Rates

Effective June 21, 2022 to June 27, 2022

Rates

Term

Minimum BalanceCompoundingEarly Withdrawal PenaltyRateAPY
NOW Checking  $250  Monthly  N/A 0.05% 0.05%
Tri-Checking  $1,000  Monthly  N/A 0.10% 0.10%
Passbook Savings  $50  Quarterly N/A  0.10% 0.10%
Education Savings $10  Quarterly  **** 0.50% 0.50%
91 Days

$2,500

At maturity 31 days interest 0.10% 0.10%
6 Month $2,500 At maturity 3 months interest 0.15% 0.15%

1 Year*

$500 Semi-annually 3 months interest 0.20% 0.20%
18 Month* $500 Quarterly 6 months interest 0.25% 0.25%
2 Year* $500 Semi-annually 6 months interest 0.30% 0.30%
30 Month* $500 Quarterly 6 months interest 0.35% 0.35%
3 Year (Step Up)**  $500 Semi-annually  6 months interest  0.45% 0.45%
60 Month*  $500  Semi-annually 6 months interest  0.55% 0.55%
60 Month (No Penalty)***  $500  Semi-annually 6 months interest 0.10% 0.10%
10 Year*  $500 Semi-annually  6 months interest  0.60% 0.60%
  • *IRAs available in these terms. Minimum initial deposit for an IRA is $50.00.
  • **You may request for the interest rate to be increased to the current market rate one (1) time during the 3-year period. "Step Up" feature not available for IRAs.
  • ***One withdrawal without penalty after initial 7 days. After first withdrawal, penalty applies.
  • ****6 months interest + $25.00 service fee prior to presentation of high school diploma.
  • APY denotes annual percentage yield
  • Fees may reduce earnings

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