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NMLS#458729
Effective January 25, 2023
Mortgage Loan
Existing Dwelling / Single-Family Owner-Occupied
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Fixed Rate Purchase Terms
(in Years)
| Down Payment Equity | Rate | Annual Percentage Rate
(APR) |
|---|
| 5 |
20%
|
5.20% |
5.404% |
| 10 |
20% |
5.20% |
5.308% |
|
15
|
20% |
5.20% |
5.284% |
| 20 |
20% |
5.60% |
5.66% |
| 25 |
20% |
5.90% |
5.96% |
| 30 |
20% |
5.90% |
5.948% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 360 monthly payments of $5.93 per $1,000 borrowed at 5.948% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal's Loan Underwriting Guidelines.
- If down payment is less than 20%, Private Mortgage Insurance will be required, which will increase the APR.
- Please contact your local branch office for details.
- All rates are subject to change without further notice.
Fixed Rate Closed-End Home Equity Loan
Existing Dwelling / Single-Family Owner-Occupied
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Fixed Rate Closed-End Home Equity Terms
(in Years)
| Rate | Annual Percentage Rate
(APR) |
|---|
| 3 |
5.25%
|
5.334% |
| 5 |
5.45% |
5.498% |
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10
|
5.50% |
5.536% |
| 15 |
5.60% |
5.624% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 180 monthly payments of $8.22 per $1,000 borrowed at 5.624% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal’s Loan Underwriting Guidelines.
- Please contact your local branch office for details.
- All rates are subject to change without further notice
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