NMLS#458729
Effective since February 19, 2025
Mortgage Loan
Existing Dwelling / Single-Family Owner-Occupied
Fixed Rate Purchase Terms (in Years)
| Down Payment Equity | Rate | Annual Percentage Rate (APR) |
5 |
20%
|
5.50% |
5.704% |
10 |
20% |
5.50% |
5.608% |
15
|
20% |
5.50% |
5.584% |
20 |
20% |
6.30% |
6.372% |
25 |
20% |
6.45% |
6.51% |
30 |
20% |
6.45% |
6.498% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 360 monthly payments of $6.28 per $1,000 borrowed at 6.498% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal's Loan Underwriting Guidelines.
- If down payment is less than 20%, Private Mortgage Insurance will be required, which will increase the APR.
- Please contact your local branch office for details.
- All rates are subject to change without further notice.
Fixed Rate Closed-End Home Equity Loan
Existing Dwelling / Single-Family Owner-Occupied
Fixed Rate Closed-End Home Equity Terms (in Years)
| Rate | Annual Percentage Rate (APR) |
3 |
5.65%
|
5.734% |
5 |
5.85% |
5.898% |
10
|
6.15% |
6.186% |
15 |
6.30% |
6.384% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 180 monthly payments of $8.60 per $1,000 borrowed at 6.384% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal’s Loan Underwriting Guidelines.
- Please contact your local branch office for details.
- All rates are subject to change without further notice
|