Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Lending Rates

NMLS#458729

Effective May 17, 2022

Mortgage Loan

Existing Dwelling / Single-Family Owner-Occupied

Fixed Rate Purchase Terms
(in Years)

Down Payment EquityRateAnnual Percentage Rate
(APR)
5

20%

4.10% 4.304%
10 20% 4.10% 4.208%

15

20% 4.10% 4.184%
20 20% 4.25% 4.31%
25 20% 4.75% 4.81%
30 20% 4.75% 4.798%
  • Above APR's assume a $100,000 loan amount for the term stated.
    • Monthly payment example: 360 monthly payments of $5.21 per $1,000 borrowed at 4.798% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
  • Interest may be tax-deductible; please consult your tax advisor.
  • Loan approval subject to First Federal's Loan Underwriting Guidelines.
  • If down payment is less than 20%, Private Mortgage Insurance will be required, which will increase the APR.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice. 

Fixed Rate Closed-End Home Equity Loan

Existing Dwelling / Single-Family Owner-Occupied

Fixed Rate Closed-End Home Equity Terms
(in Years)

RateAnnual Percentage Rate
(APR)
3

3.75%

3.834%
5 3.95% 3.998%

10

4.00% 4.036%
15 4.10% 4.124%
  • Above APR's assume a $100,000 loan amount for the term stated.
    • Monthly payment example: 180 monthly payments of $7.44 per $1,000 borrowed at 4.124% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Interest may be tax-deductible; please consult your tax advisor.
  • Loan approval subject to First Federal’s Loan Underwriting Guidelines.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice 

Interested in a Mortgage Loan? 

Visit our Mortgage Center to pre-qualify, apply, or learn more!

Get Started

Promo Include Calculators

Quicklinks Include

Go to Top