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NMLS#458729
Effective August 8, 2022
Mortgage Loan
Existing Dwelling / Single-Family Owner-Occupied
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Fixed Rate Purchase Terms
(in Years)
| Down Payment Equity | Rate | Annual Percentage Rate
(APR) |
|---|
| 5 |
20%
|
4.50% |
4.704% |
| 10 |
20% |
4.50% |
4.608% |
|
15
|
20% |
4.50% |
4.584% |
| 20 |
20% |
4.75% |
4.81% |
| 25 |
20% |
5.10% |
5.16% |
| 30 |
20% |
5.10% |
5.148% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 360 monthly payments of $5.42 per $1,000 borrowed at 5.148% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal's Loan Underwriting Guidelines.
- If down payment is less than 20%, Private Mortgage Insurance will be required, which will increase the APR.
- Please contact your local branch office for details.
- All rates are subject to change without further notice.
Fixed Rate Closed-End Home Equity Loan
Existing Dwelling / Single-Family Owner-Occupied
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Fixed Rate Closed-End Home Equity Terms
(in Years)
| Rate | Annual Percentage Rate
(APR) |
|---|
| 3 |
4.75%
|
4.834% |
| 5 |
4.95% |
4.998% |
|
10
|
5.00% |
5.036% |
| 15 |
5.10% |
5.124% |
- Above APR's assume a $100,000 loan amount for the term stated.
- Monthly payment example: 180 monthly payments of $7.96 per $1,000 borrowed at 5.124% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Interest may be tax-deductible; please consult your tax advisor.
- Loan approval subject to First Federal’s Loan Underwriting Guidelines.
- Please contact your local branch office for details.
- All rates are subject to change without further notice
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